Staff Publications

Staff Publications

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    'Staff publications' is the digital repository of Wageningen University & Research

    'Staff publications' contains references to publications authored by Wageningen University staff from 1976 onward.

    Publications authored by the staff of the Research Institutes are available from 1995 onwards.

    Full text documents are added when available. The database is updated daily and currently holds about 240,000 items, of which 72,000 in open access.

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Record number 405146
Title Does Microfinance Reduce Rural Poverty? Evidence Based on Household Panel Data from Northern Ethiopia
Author(s) Berhane, G.; Gardebroek, C.
Source American Journal of Agricultural Economics 93 (2011)1. - ISSN 0002-9092 - p. 43 - 55.
Department(s) Agricultural Economics and Rural Policy Group
Publication type Refereed Article in a scientific journal
Publication year 2011
Keyword(s) social programs - impact - microcredit - bangladesh
Abstract Evidence on the long-term impacts of microfinance credit is scarce.We use a unique four-round panel dataset on farm households in northern Ethiopia that had access to microfinance, observed on two key poverty indicators:household consumption and housing improvements.Fixed-effects and random trend models are used to reduce potential selection biases due to time-invariant unobserved heterogeneity and individual trends therein. Results show that borrowing indeed causally increased consumption and housing improvements. A flexible specification that takes into account repeated borrowings also suggests that borrowing has cumulative long-term effects on these outcomes, implying that short-term impact estimates may underestimate credit effects.
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