Staff Publications

Staff Publications

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    'Staff publications' is the digital repository of Wageningen University & Research

    'Staff publications' contains references to publications authored by Wageningen University staff from 1976 onward.

    Publications authored by the staff of the Research Institutes are available from 1995 onwards.

    Full text documents are added when available. The database is updated daily and currently holds about 240,000 items, of which 72,000 in open access.

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Record number 495223
Title Financial Literacy and Financial Behaviour : Experimental Evidence from Rural Rwanda
Author(s) Sayinzoga, Aussi; Bulte, Erwin H.; Lensink, Robert
Source Economic Journal 126 (2016)594. - ISSN 0013-0133 - p. 1571 - 1599.
Department(s) Development Economics Group
Publication type Refereed Article in a scientific journal
Publication year 2016

We organise a field experiment with smallholder farmers in Rwanda to measure the impact of financial literacy training on financial knowledge and behaviour. The training increased financial literacy of participants, changed their savings and borrowing behaviour and had a positive effect on the new business start-up. However, it failed to have a significant (short-term) impact on income. Using a two-stage regression framework, we identify enhanced financial literacy as one of the important factors explaining behavioural changes. We also test whether financial knowledge spillovers from trained farmers to their peers in local village banks but find no evidence for that.

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